Money Decision Judgment

Financial literacy tests ask whether you know what compound interest is. This one asks what you would actually do: when a bonus arrives, when a friend recommends a hot investment, when a 'limited-time' loan offer lands, when an emergency hits and the savings are not there. Eighteen everyday money situations in which a sensible person could reasonably go either way, two select-all exercises, two number-reading items and a short self-check. The Money Map is a new scoring design for this assessment: every choice carries a hidden behavioural signature — present bias, loss aversion, overconfidence, following the crowd, mental accounting — so the report shows not only how sound your decisions are across saving, borrowing, investing and protecting, but which of the well-documented money instincts pulls hardest on you, and in which situations it shows up. Built for students, early-career professionals and anyone who wants to understand their own financial behaviour before the next decision arrives.